HOMEBUYER 101: Class in Session

Hi everyone! Thank you for joining me on the blog today. Before class starts (aka: before we start house hunting), I have a few rules to cover to make sure you’re not going to fail the class!

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Here are 5 rules to follow when it comes to the house hunting process!

1. Get pre-approved with a local lender: Staying local is SO important when it comes to financing your home. Need a recommendation? I got you! We need to be able to have direct communication with the lender at all times. With a local lender, we know who is working on your mortgage and we can call them with questions throughout the process.

2. Don’t agent hop – find someone to represent YOU! Choose someone you like and someone you trust so you can look to them for advice on all things home buying. (If you’re reading this, there’s a good chance I’m the agent you want!) When purchasing a home, you cannot work with more than one real estate agent, this is why its important to choose someone you TRUST!

3. Don’t start your search at the top of your budget – Whether you’re in a competitive market or not, you’re going to want to start your home search well below the top end of your budget. If you start too high, those houses might not be realistic for your budget because in a market like today, many are selling for over the list price and you won’t be able to compete. Don’t set yourself up for failure, trust me on this one!

4. Understand how online listing sites work – this goes hand in hand with agent hopping. If you contact an agent on an online real estate site thinking it’s the listing agent and they’ll have all the answers, you’re probably mistaken! Online listing sites have designated agents who are paying to be recommended there. Keep that in mind, especially if you are working with an agent already! Always, always, ALWAYS call YOUR agent when you’re interested in a home!

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5. Understand the general flow of the entire process – this is what my buyer consultations are for! Want to get the entire overview of the home buying process? Let’s chat!

If you have specific questions you can always ask me. I am an open book when it comes to real estate and I love to share! You can easily find me on Instagram to send me a message. 

Until Next Time!

-Niki Luther

Palm Coast Real Estate Company

Broker Associate 386.589.3871

Nluther@PalmCoastRealEstate.com

Now accepting new clients! If you are looking to sell in Flagler County and would like to know the estimated value of your home and connect with me please click here

If you are searching for properties or want to get started buying a home click here.

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